The Medicare Group is the only place you have to turn to if you’re looking for a independent Medicare insurance broker in New Jersey. To make sure your health is in good hands, having reliable coverage is a must. Helping you find the best alternatives for your needs and budget and taking the stress out […]
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The Medicare Group is the only place you have to turn to if you’re looking for a independent Medicare insurance broker in New Jersey. To make sure your health is in good hands, having reliable coverage is a must. Helping you find the best alternatives for your needs and budget and taking the stress out of getting signed up is what we are dedicated to. A lot of people don’t realize how many options are available to them when it comes to Medicare insurance, such as supplemental insurance, prescription drug coverage and vision and dental options. We want to make certain you can make the best choices for your health. If you’re looking for a independent Medicare advisor in NJ, get in touch with us at the Medicare Group.
Medicare Advantage In New Jersey
If you are interested in Medicare Advantage Plans and need a independent Medicare insurance broker in New Jersey, we’re capable of helping at the Medicare Group. Even though Medicare offers a great deal of vital coverage, there’s a number of gaps that you have to be aware of. Here are some ways that Traditional Medicare is lacking:
- No prescription drugs
- No out-of-pocket limit
- Deductibles and copayments are still required for members
- No coverage for vision care
- No dental coverage
This does not mean you are out of luck, however. Individuals seeking comprehensive, yet affordable health coverage are going to find Medicare Advantage plans provide an attractive alternative. These plans make it possible for individuals to select from a variety of private insurance companies offering Medicare benefits and approved by the program. Compared to traditional Medicare, these plans offer more coverage, including services such as prescription drug and vision care. Medicare Advantage plans are designed to be cost-effective and is capable of making a difference in your long-term quality of life by offering the coverage you need. Learn more about the available options from a independent Medicare insurance broker in New Jersey and discover if it’s the right choice for you by getting in touch with the Medicare Group today.
Medicare Broker NJ
As a local Medicare agency in New Jersey, we’re capable of offering an array of benefits. Turning 65 is only the start in terms of getting Medicare. We can not only make the enrollment process as free of stress as possible, but we’re able to connect you to other insurance options as well. The fact that Medicare is not comprehensive makes this an important consideration. You may be interested in additional forms of coverage such as dental and vision or reducing out of pocket costs and covering caps with supplemental insurance. As an independent agent we’re capable of assessing your needs and finding the option that’s right for you. Going to a carrier directly gives you access to only limited options, making this a better choice. Discover more about what we can do for you as a local Medicare licensed broker in NJ by visiting us today at the Medicare Group.
Medicare Eligibility In New Jersey
If you’re looking for an expert in Medicare Special Enrollment in New Jersey, be certain to have someone you can count on. Medicare generally becomes available once you turn 65 provided you have been paying the required taxes into the Medicare program. Exceptions include if you are experiencing end stage renal failure or are disabled. This is known as an Initial Enrollment Period. Failing to sign up for Medicare at this time means you typically are incapable of making adjustments to your plan until the next open enrollment period at the year’s end. However, there are some special situations that are capable of resulting in you qualifying for a Medicare Special Enrollment period. These are several examples:
- Your plan changes its network
- You’re eligible or lose eligibility for a Special Needs Plan
- Moving to a new area
- You gain or lose eligibility for financial assistance
- Losing current coverage
Once this period is triggered, you’ve got a limited time to make the changes you need. Like most people, you may discover the world of health and Medicare insurance to be an overwhelming prospect. A lot of people still have no idea which plan is best for their requirements even after spending hours researching online. To remove the stress from obtaining coverage, be sure you have a local Medicare broker in New Jersey on your side.
Medicare Services New Jersey
Are you trying to find a independent Medicare advisor in NJ to assist you in making the right choices for your health coverage needs? The Medicare Group is standing by.
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