The Medicare Group is the only place you have to turn to if you’re trying to find a local independent Medicare insurance advisor in New Jersey. To ensure your health is in safe hands, having coverage that’s reliable is a must. Helping you find the best options for your needs and budget and taking the […]
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The Medicare Group is the only place you have to turn to if you’re trying to find a local independent Medicare insurance advisor in New Jersey. To ensure your health is in safe hands, having coverage that’s reliable is a must. Helping you find the best options for your needs and budget and taking the stress out of getting signed up is what we’re all about. There’s a large number of alternatives available when it comes to Medicare insurance that a large number of people are unaware of. This includes prescription drug coverage, supplemental insurance and dental and vision options. The support you need to make the best decisions for your health is capable of being found here. Are you trying to find the right choice for Medicare insurance or Medicare Advantage Plans in New Jersey? We’re here to help at the Medicare Group.
Medicare Advantage Plans New Jersey
We’re able to help at the Medicare Group if you are in the market for Medicare Advantage in NJ. Many people get essential coverage through Medicare. However, it’s not all-encompassing. These are a few examples of the gaps in Traditional Medicare:
- No coverage for prescription drugs
- No out-of-pocket limit
- Copayments and deductibles are still required for members
- No vision coverage
- No dental coverage
This does not mean you are out of luck, however. Those seeking health coverage that’s comprehensive yet affordable are going to find Medicare Advantage plans offer an attractive alternative. Choosing from a variety of private insurance companies offering Medicare benefits and approved by the program is possible with these plans. Compared to traditional Medicare, these plans offer more coverage, including services such as prescription drug and vision care. While still being cost-effective, Medicare Advantage Plans can provide coverage that will substantially impact your quality of life. Learn more about a Medicare Advantage Plan in NJ and discover if it’s the right option for you by getting in touch with the Medicare Group today.
Medicare Insurance Broker Salem County NJ
We can offer an array of benefits as a local Medicare insurance expert in New Jersey. A lot of people think getting Medicare is as easy as signing up as soon as you turn 65. Among the benefits of a licensed agent is keeping the enrollment process as free of stress as possible. However, we’re also capable of getting you connected to additional options for insurance to extend your coverage. This is because Medicare is not comprehensive and you might want other forms of coverage including dental and vision or supplemental insurance to cover gaps and reduce out of pocket costs. We’re here to evaluate your needs and make certain you find the option that’s right for you as an independent agent. Going to a carrier directly gives you access to a limited number of options, making this a better choice. Visit us today at the Medicare Group and find out more about what we can do for you as a local licensed Medicare specialist in NJ.
Medicare Eligibility in NJ
Be sure to have someone you can count on when you need a local Medicare advisor in New Jersey to help you with special enrollment. Medicare generally becomes available if you turn 65 provided you have been paying the required taxes into the Medicare program. Exceptions include if you’re experiencing end stage renal failure or are disabled. This is called an Initial Enrollment Period. If you don’t sign up for Medicare at this time, you generally have to wait until the next General Enrollment Period at the year’s end to make changes to your plan. However, there are a few special situations that can result in you qualifying for a Medicare Special Enrollment period. These are several examples:
- Moving to a new area
- Loss of your current coverage
- Your plan changes its network
- You lose or gain eligibility for financial assistance
- You lose eligibility or are now eligible for a Special Needs Plan
This results in you being able to make changes within a limited period. The world of health and Medicare insurance is a daunting one to navigate for a lot of people. A large number of people discover themselves spending hours researching online only to discover they don’t know the plan that’s best for their requirements. If you want to make the right decisions for your Special Medicare Enrollment, you want a qualified local Medicare services in New Jersey on your side.
Medicare Insurance Services New Jersey
Are you trying to find a local independent Medicare advisor in New Jersey to help you make the right choices for your health coverage needs? The Medicare Group is standing by.
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